Trusted. Independent. On Your Side.

For nearly 30 years, LM&A has provided independent insurance advisory and brokering services to corporate and individual clients across Sri Lanka.

Licensed by IRCSL
Established 1996
Independent Broker
Expert Advice
Happy Sri Lankan Family with Car
LMA Mascot Character

Insurance Made Easy

Find the right protection for every stage of life with easy comparisons and trusted support.

Why Choose LMA.LK

Insurance Made
Easy With
LMA.LK

Find the right insurance plan faster with clear options, flexible payments, and trusted claim guidance.

No Cost to You

Our service is free

Our advisory services are entirely free to you, as brokers are paid by commission.

Full Market Access

Compare major insurers

We partner with all leading insurers in Sri Lanka to find the best possible coverage.

Claims Support

On your side

We stand with you through the entire claims process for fair settlements.

No Cost to You

Our service is free

Full Market Access

Compare major insurers

Claims Support

On your side

We Represent You

Not tied to any insurer

We represent your interests, not the insurance company's.

Expert Experience

Decades of knowledge

Nearly 30 years of industry knowledge at your service.

We Represent You

Not tied to any insurer

Expert Experience

Decades of knowledge

Market Access

Full support

Our Partners & Collaborators

List of leading insurers that have partnered with us to make insurance simplified.

Sri Lanka Insurance Corporation
Ceylinco General Insurance
Allianz Insurance Lanka
HNB General Insurance
Fairfirst Insurance
People's Insurance PLC
Amana Takaful Insurance
Orient Insurance
Co-operative Insurance
Sri Lanka Insurance Corporation
Ceylinco General Insurance
Allianz Insurance Lanka
HNB General Insurance
Fairfirst Insurance
People's Insurance PLC
Amana Takaful Insurance
Orient Insurance
Co-operative Insurance
Featured Insurance Solutions

Protection Plans
Built Around You

Explore trusted insurance solutions designed to combine protection, convenience, flexible premiums, and expert support.

Motor Insurance
Most Popular
Personal Cover

Motor Insurance

Protect your vehicle with flexible premium options, fast quote comparison, and guided claim support.

Premium plan Explore Cover
Travel Insurance
Travel Ready
Global Protection

Travel Insurance

Travel with confidence through medical, baggage, delay, and emergency protection for your journey.

Premium plan Learn More
Health Insurance
Family Care
Health Cover

Medical & Health Insurance

Get healthcare support for your family with inpatient, outpatient, and wellness-focused protection.

Premium plan View Cover
Business Insurance
For Companies
Business Cover

Corporate Insurance

Tailored corporate protection for assets, employees, liabilities, and business continuity needs.

Premium plan See Plans
Simple Insurance Process

How It Works

Getting insured with LMA.LK is quick, transparent, and guided by experts at every step.

Step 01 LMA.LK

Share Requirements

Enter your details or tell us what you need protected.

Step 02 LMA.LK

Compare Options

Review multiple quotes from top-tier insurers side-by-side.

Step 03 LMA.LK

Expert Guidance

Talk to our advisors to finalize the best plan for you.

Step 04 LMA.LK

Purchase & Protect

Complete your purchase securely and get covered instantly.

✦ Customer Stories

Insurance that feels clear, fast & human.

Real stories from customers who trust LMA.LK for transparent advice, smooth claims, and reliable insurance support.

Saved 15%
★★★★★

“LMA.LK made my motor insurance renewal effortless. Clear guidance, fast support, and better value than my previous provider.”

15%

saved on renewal

SP

Sahan Perera

Business Owner

Claim Support
★★★★★

“When I had a small accident, the team guided me step-by-step. The claim process felt simple, calm, and professional.”

24/7

support mindset

DJ

Dilini Jayasuriya

Teacher

Trusted Service
★★★★★

“Transparent, friendly, and reliable. I recommend LMA.LK to anyone who wants insurance without confusion.”

100%

clear guidance

AR

Arjun Ratnayake

IT Consultant

Group Cover
★★★★★

“LMA.LK arranged our corporate medical scheme seamlessly. The employee onboarding was smooth and totally hassle-free.”

50+

employees covered

NF

Nimali Fernando

HR Manager

Business Cover
★★★★★

“Finding the right fire and liability insurance for my business was confusing until LMA stepped in. Highly recommended!”

100%

peace of mind

TH

Tariq Hassan

Restaurant Owner

Saved 15%
★★★★★

“LMA.LK made my motor insurance renewal effortless. Clear guidance, fast support, and better value than my previous provider.”

15%

saved on renewal

SP

Sahan Perera

Business Owner

Claim Support
★★★★★

“When I had a small accident, the team guided me step-by-step. The claim process felt simple, calm, and professional.”

24/7

support mindset

DJ

Dilini Jayasuriya

Teacher

Trusted Service
★★★★★

“Transparent, friendly, and reliable. I recommend LMA.LK to anyone who wants insurance without confusion.”

100%

clear guidance

AR

Arjun Ratnayake

IT Consultant

Group Cover
★★★★★

“LMA.LK arranged our corporate medical scheme seamlessly. The employee onboarding was smooth and totally hassle-free.”

50+

employees covered

NF

Nimali Fernando

HR Manager

Business Cover
★★★★★

“Finding the right fire and liability insurance for my business was confusing until LMA stepped in. Highly recommended!”

100%

peace of mind

TH

Tariq Hassan

Restaurant Owner

Ready to compare your insurance options?

Get simple advice before you make your next decision.

Request a Quote →

Frequently Asked Questions

Have questions? We have answers.

How do I compare insurance quotes?
Simply enter your vehicle or personal details in our quote form. Our system will fetch real-time quotes from top Sri Lankan insurers for you to compare side-by-side.
Are there any hidden fees?
No, our service is completely transparent. The quotes you see are direct from the insurers, and we do not add any extra service fees.
How does LMA.LK help with claims?
If you need to make a claim, just call our 24/7 hotline. We'll assign a dedicated advisor to handle the documentation and coordinate with the insurance company for you.
Can I pay in installments?
Yes, we offer 0% installment schemes through leading banks in Sri Lanka for most insurance policies.

Find the right insurance with expert support

Take the first step towards better protection. Get your free quotes in minutes.